PRIVACY DISCLOSURE
YOUR PRIVACY IS IMPORTANT TO US Teamsters Local 222 Federal Credit Union (TL222FCU), your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals.
We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our Credit Union’s privacy policy and practices concerning the personal information we collect and disclose about our members.
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We do not disclose any nonpublic personal information of our current or previous members except as permitted or required by law. |
You provide important information about yourself to a variety of businesses and organizations. The same is true when you do business with our financial institution. You’re asked to provide us with certain personal information that helps us give you better service and complete your transactions more effectively.
We will work diligently to safeguard the information you give us. In fact, we developed the following policies to ensure your confidentiality and maintain your confidence in our institution. These policies detail the strict standards we have in place. For this reason, we ask you to please read the following information carefully.
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS We, our and us, when used in this notice, mean Teamsters Local 222 Federal Credit Union. This is our privacy notice for our members. When we use the words "you" and "your" we mean the following types of members:
| All of our consumer members who have a continuing relationship with us, such as: |
| Share account |
| Loan account |
We will tell you the source for nonpublic personal information we collect on our members. We will tell you what measures we take to secure that information.
THE INFORMATION THAT WE COLLECT We collect nonpublic personal information about you from the following sources:
| Information we receive from you on applications or other forms |
| Information about your transactions with us |
| Information about your transactions with nonaffiliated third parties |
| Information from a consumer reporting agency |
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard you nonpublic information.
NONPUBLIC PERSONAL INFORMATION AND OTHER PARTIES We do not disclose your nonpublic personal information, except as permitted by law or as disclosed in the disclosure.
NONPUBLIC PERSONAL INFORMATION AND FORMER MEMBERS We do not disclose nonpublic personal information about former members, except as permitted by law.
AUTHORIZED SHARING-JOINT MARKETING We may disclose the following information to other financial institutions with whom we have joint marketing agreements:
| Nonpublic personal information we receive from you on an application or other forms, such as |
| Name |
| Address |
| Social Security Number |
| Birth date |
| Encrypted account number |
You do not have the right to opt out of the disclosure of this information.
TYPES OF BUSINESSES
Here are the types of businesses with who we may disclose nonpublic personal information under this section:
| Financial service providers, such as insurance agents |
REASONS FOR DISCLOSING
Here is why we may disclose nonpublic personal information about you to other financial institutions with whom we have joint marketing agreements:
| To provide our members with information about products and services |
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